My recent vacation showed why having a good credit card is more important than ever.

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You may run into issues if you don’t have a card in your wallet.

Key points

• My family recently went on a trip to an amusement park.
• The amusement park had become cashless and only accepted credit cards.
• A growing number of businesses have eliminated cash purchases, so having a credit card that works for you and your expenses is becoming crucial.

A few weeks ago my family and I took a trip to Legoland for my son’s third birthday. When we arrived, we discovered something unusual. Legoland had become cashless. There was no way to buy anything in the whole park with money. In fact, when we made a purchase under $1, we still had to charge the $0.42 to our card.

This trip made me realize why having a good credit card is more important than ever.

Our credit card helped us make our trip enjoyable

When we found out that Legoland had gone cashless, we were lucky enough to have a card with us that we could use to make all our purchases – and with which we could also earn rewards.

If we didn’t have our card available to us we would have been unable to buy anything on the trip unless we went to a store and bought some gift cards – which would have been a Huge problem and could have meant we ended up with too much or too little money on gift cards.

As we had a credit card that we could use, this was no problem for us. Our trip continued uninterrupted and we were able to purchase food, souvenirs and a birthday present while enjoying our days there.

A good credit card will be important to a growing number of businesses

Legoland isn’t the only company running out of cash. A growing number of retailers are doing the same for many reasons.

Using credit cards only can help speed up transactions. It can also reduce the risk of the store being robbed or running out of cash due to cashiers making change improperly. Stores also don’t have to make sure they have coins and small bills available. And cashless businesses have started to take off during COVID-19 because germs can travel with cash when it changes hands.

As more and more businesses accept credit cards only, it will become more important than ever to have a card in your wallet that you can use. And while you can use a debit card instead of a credit card at these cashless establishments, credit cards may offer better fraud protection than debit cards, they offer rewards than debit cards. don’t offer, and you don’t have to worry about an overdraft. bank account – especially if you are traveling and the hotel places a deposit on your card for incidental expenses.

The good news is that there are plenty of great credit cards to choose from – so if you don’t already have a card you like, it might be time to start looking for one. Ideally, you’ll find a card that offers bonus rewards well-matched to your spending, so you can earn rewards while you shop with it at all the new cashless establishments popping up everywhere.

By getting a card now, you’ll be prepared the next time you come across a place that no longer accepts cash.