Personal finance

A credit score is an indicator of your reliability as a borrower - here's how it's calculated and why it's so important

A credit score is an indicator of your reliability as a borrower – here’s how it’s calculated and why it’s so important

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Your credit score is a three-digit numerical representation of your credit history …

A credit score is an indicator of your reliability as a borrower – here’s how it’s calculated and why it’s so important Read More »

Dear credit card issuers: please stop with the wave of niche perks and give me a decent perk instead

Dear credit card issuers: please stop with the wave of niche perks and give me a decent perk instead

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. I would trade $800 in Chase Sapphire Reserve benefits for a $50 …

Dear credit card issuers: please stop with the wave of niche perks and give me a decent perk instead Read More »

Watching my parents save and invest growing up prepared me to retire comfortably and enjoy a rich, bicultural life.

Watching my parents save and invest growing up prepared me to retire comfortably and enjoy a rich, bicultural life.

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. My mother was a smart saver – she knew her financial priorities …

Watching my parents save and invest growing up prepared me to retire comfortably and enjoy a rich, bicultural life. Read More »

How tax planning services actually work and what they will cost you

How tax planning services actually work and what they will cost you

SmartAsset: Financial Advisor Tax Planning Services Not all financial advisors offer tax planning services, but many will include them as an offering to manage your overall financial plan. Financial advisors who offer tax planning services will likely offer some or all of the following services: Preparation of tax returns, including rental property and partnership returns …

How tax planning services actually work and what they will cost you Read More »

Stimulus checks are back - but only in some states

Stimulus checks are back – but only in some states

(Dan Caplinger) The COVID-19 pandemic was not only a deadly health threat, it also created economic disruption around the world. People are still dealing with the consequences of the pandemic, both in business and in managing their personal finances. For a time, the stimulus checks the US federal government paid out served as a lifeline …

Stimulus checks are back – but only in some states Read More »

Today's Mortgage and Refinance Rates: October 31, 2022 |  Rates up more than two percentage points since August

Today’s mortgage and refinance rates: November 18, 2022 | Rates have fallen sharply this week

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Average 30-year fixed mortgage rates fell back below 7% this week and …

Today’s mortgage and refinance rates: November 18, 2022 | Rates have fallen sharply this week Read More »