As Alok Sharma’s nearly three-year term as COP26 President draws to a close and he leaves the cabinet, there is a risk that his long-term mantra of “maintaining 1.5 degrees alive” retires from the scene with him. The Glasgow Climate Pact, the agreement Sharma worked so hard to reach at COP26, reaffirmed the international goal …
Image source: Getty Images As inflation soared, consumers took on more and more credit card debt to get by. Total credit card debt in the United States hit $930 billion in the third quarter of this year, the highest amount since 2019. That debt is also getting much more expensive as interest rates just hit …
Dave Ramsey’s best advice for ditching your credit card as debt hits record highs Read More »
Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. When your student loans are in default, it means you haven’t made …
Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. A loan modification is an agreement between a borrower and a lender …
Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Captive lending is a type of in-house financing often found at car …
What you need to know about captive lenders before using one for your car purchase Read More »
“Inflation has been much more rigid than people originally thought,” says Connor Spiro, senior financial consultant at John Hancock. “I think we’re still going through 2022 and even into 2023 you can see it’s going to be longer than initially thought.” Typical budgeting advice focuses on cutting back on day-to-day discretionary spending such as streaming …
Image source: Getty Images Your Costco shopping doesn’t have to go broke. Key points Costco is known for its affordable prices. Currently, there are a number of items you can purchase for less than $20, but some may only be a limited time offer. Look for deals on men’s and women’s clothing, sleep blankets for …
A small group of financial advisors want to change the way their profession works. Most financial advisors provide more than just advice; they manage clients’ investments, earn fees or commissions, that’s how they make their money. But some advisers offer financial advice and nothing more, letting clients manage their own investments and providing advice on …
Financial Advisors Who Only Give Advice Don’t Touch Your Money Read More »
Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Foreclosure is when a mortgage lender repossesses your home because you haven’t …
Foreclosures: what they are, how they work and 7 ways to avoid losing your home to one Read More »
Financial literacy is key to managing money, but how well are states preparing their students? Tennessee tops the list of US states that offer the best financial education to its residents, according to a new report from financial services firm OneMain Financial. More than 99% of public high school students in Tennessee have what is …
